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The country's first digital bank continues to expand its inclusive banking services for customers with hearing and speech impairments. Following the launch of its “Sign Language Video Call service” in the Birbank mobile app last year, customers can now also receive assistance in sign language at selected Birbank branches.The service is currently available at Birbank's “Abşeron”, “Qara Qarayev”, “Sahil”, “Binəgədi, and “Gənclik Mall” branches in Baku, as well as at the bank's branch in Ganja. Nearly 20 employees have completed specialized sign language training, equipping them with the knowledge and skills needed to communicate with customers directly, comfortably, and effectively.Last year, as part of its “Əngəlsiz bankçılıq” (Barrier Free Banking) initiative, Birbank became the first bank in Azerbaijan to introduce a “Sign Language Video Call service” within its mobile app for customers with hearing and speech impairments. With the expansion of the initiative, these customers can now conveniently access banking services through both digital channels and physical branches. Birbank currently serves nearly 3 000 customers with hearing and speech impairments. Through this initiative, the bank continues to make financial services more accessible, promote equal access to banking, and contribute to the development of inclusive banking in Azerbaijan. Birbank also plans to further expand the number of branches offering sign language services in the future.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 52 service offices. For more information about the Birbank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.

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Birbank expands inclusive banking services: Sign language support now available at branches 

Birbank, the country's first digital bank, has launched a new promotional campaign for customers applying for an installment card. As part of the “50 bonuses for your first installment purchase” campaign, which runs until 31 July 2026, customers who make their first installment purchase of AZN 500 or more will receive 50 bonus points. The offer is available to customers who did not have an active Birbank installment card during the campaign period and apply for one within the specified timeframe.The Birbank installment card offers much more than the benefits of the campaign. Cardholders can enjoy installment plans of up to 24 months, shop at thousands of partner merchants, and earn unlimited bonus points. In addition, the card comes with free issuance and delivery, a grace period of up to 63 days, and double VAT refunds on QR code payments.The bonus points earned as part of the campaign can be redeemed through Bir Bonus, the unified loyalty program of the Bir ecosystem.&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbonus.az/">Bir Bonus</a>&nbsp;allows customers to earn and spend bonus points not only across Birbank, m10, Birmarket, and other Bir ecosystem brands, but also at thousands of partner merchants. All Bir ecosystem customers are automatically enrolled in the program and can use their accumulated bonus points for a wide range of everyday purchases and services, including BakıKart public transport fares, Trendyol orders, mobile top-ups, shopping at Birmarket, and much more.For more information, please visit:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/tkblk">https://www.b-b.az/tkblk</a>Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 52 service offices. For more information about the Birbank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Get a Birbank installment card and receive 50 bonuses on your first purchase

Birbank, the country’s first digital bank, has introduced a special loan offer for military personnel in celebration of the June 26 – Armed Forces Day of the Republic of Azerbaijan. Until July 31, military personnel who apply for an online cash loan from the bank will be able to benefit from special lending terms with monthly payments starting from AZN 300 for every AZN 10 000 borrowed.The offer is available for cash loans applied for through the Birbank mobile app and Birbank chat. It also applies to military personnel who transfer their existing loans from other banks to Kapital Bank.For more information, please visit:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/hrzkk">https://www.b-b.az/hrzkk</a>Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 52 service offices. For more information about the Birbank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Special loan offer for military personnel from Birbank: Monthly payments starting from AZN 300 for every AZN 10 000 borrowed

The “Səyahət marafonu” (Travel marathon) campaign, organized by Birbank, the country’s first digital bank, has successfully concluded. Based on the campaign results, participants who accumulated the highest amounts toward the “Travel” savings goal in the Birbank mobile app were selected as winners and awarded prizes at a special ceremony.The grand prize winner received a travel certificate worth AZN 5 000. In addition, six other participants were awarded travel certificates worth AZN 500 each.The grand prize winner, Y. Melik-Yeganli, shared his impressions of the victory: “I never expected to rank first among millions of Birbank customers. When I learned the results, I was both surprised and delighted. I plan to use the travel certificate for a trip to one of the warm countries together with my brother.”The “Səyahət marafonu” campaign ran from April 8 to May 8, 2026. During the campaign period, Birbank users could save money toward the “Travel” goal in the mobile app and earn a chance to win various prizes.The list of campaign winners is available at:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/syql" title="https://www.b-b.az/syql">www.b-b.az/syql</a>Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 52 service offices. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Prizes presented to the winners of Birbank’s “Səyahət marafonu” campaign

Good news for customers who receive their pensions through Birbank. The country’s first digital bank has further expanded access to its financial services for pensioners. Under the new initiative, the maximum eligible age for obtaining a loan has been increased from 70 to 73.As a result, pensioners aged up to 73 can now also benefit from Birbank’s cash loan product. By continuously enhancing its products and services to meet the diverse needs of its customers, Birbank aims to provide flexible and accessible financial solutions to a broader age group.Under the new terms, pensioners can apply for cash loans of up to AZN 50 000. Loan applications can be processed at Kapital Bank/Birbank branches as well as at the bank’s digital centers.For more information about the cash loan product, please visit:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/8EkFLv">www.b-b.az/8EkFLv</a>.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 52 service offices. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Birbank introduces new opportunity: pensioners up to the age of 73 can now apply for loans

The results of the “FIFA 2026 Final Match with Birbank” campaign, jointly organized by the country’s first digital bank, Birbank, and Visa, have been announced. The participant who fully met the campaign requirements has earned the opportunity to attend one of the world’s most prestigious sporting events and watch the FIFA 2026 Final live.The winner has received two tickets to the FIFA 2026 Final, along with a fully organized travel package to the United States. The package includes four nights of accommodation, airport transfers, and transportation to and from the match and related events. This will allow the winner to enjoy one of football’s most memorable moments in comfort and create an unforgettable experience.To mark the occasion, an award ceremony was held during which the prize was officially presented to the winner. Representatives of Birbank and Visa attended the event.Sharing his excitement, the winner, Sh. Mammadli, said: “Watching the FIFA World Cup Final live from the stadium is an incredible opportunity for me. Having all the travel arrangements taken care of makes the experience even more special. I am certain this will be one of the most unforgettable experiences of my life.”As a reminder, under the terms of the campaign, the winner was selected from among customers who obtained a new Birbank Visa installment card and made purchases on the Birmarket platform. The grand prize was awarded to the participant with the highest purchase turnover during the campaign period.Information about the winner is available at:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/xfhwdL">www.b-b.az/xfhwdL</a>&nbsp;Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 53 service offices. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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A chance to experience the FIFA 2026 final live: Birbank and Visa campaign concludes

One of the main challenges many people face when purchasing a car is the high down payment requirement and lengthy application process. Non-bank Credit Organization (NCO) “Bir Kredit” is reshaping the traditional approach to leasing by offering customers more accessible and convenient financing conditions.In partnership with the country’s first digital bank, Birbank, NCO “Bir Kredit” has launched a new leasing service. Through this new offering, customers can purchase both brand-new vehicles and used cars up to 5 years old with a down payment starting from 0%, financing of up to AZN 100,000, and installment terms of up to 60 months.One of the key advantages of the service is its accessibility to a wider audience. The offer is also available to individuals without official proof of income. Through this initiative, the partners aim to make car ownership more attainable for a larger number of people.Another major benefit is the simplicity of the process. Leasing arrangements are completed directly at the car dealership, allowing customers to finalize financing immediately after selecting a vehicle – without the need to collect additional documents, visit a bank branch, or spend extra time on formalities.Birbank’s digital approach is also reflected in this service. Customers can complete the entire process faster, more conveniently, and with greater transparency. With flexible terms, quick&nbsp;оформления, and broad accessibility, the new leasing solution offers a modern approach to car ownership.Those interested in the leasing service can apply via the Birbank mobile app or visit partner car dealerships.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/ZomFov" title="https://www.b-b.az/zomfov">https://www.b-b.az/ZomFov</a>&nbsp;

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A new leasing opportunity from Birbank and NCO “Bir Kredit”: Purchase a car with a down payment starting from 0%

“Bir Kredit BOKT” LLC has announced its financial results for 2025. According to the report, the company’s loan portfolio reached AZN 11 million 747 thousand 725 as a result of its lending activities during the year.In 2025, the majority of “Bir Kredit BOKT” income – 98% (AZN 269 thousand 528) – was generated from interest income, while other income accounted for 2% of total revenues (AZN 4 thousand 477). Since lending operations commenced in August 2025, and interest expenses on attracted funds, provisions, and operating expenses had been accrued since the beginning of the year, the financial year ended with a net loss. Net loss for the reporting period amounted to AZN 206 thousand 908.As of the end of 2025, the total assets of “Bir Kredit BOKT” LLC amounted to AZN 108 million 728 thousand 812. For comparison, this figure stood at AZN 83 million 480 thousand 131 at the end of 2024. Thus, the company’s assets increased by more than AZN 25 million year-on-year. The main drivers of this growth were the expansion of the investment portfolio by AZN 15 million, as well as the volume of loans issued during the company’s six months of market activity, which totaled approximately AZN 12 million. At the same time, reserves and accumulated losses from previous years deducted from assets amounted to AZN 2 million. During the reporting period, the company’s charter capital was also increased to AZN 99 million 835 thousand 580.During the reporting period, the company underwent a rebranding process, changing its name from “BirKart BOKT” LLC to “Bir Kredit BOKT” LLC. The main objective of the rebranding was to establish a more innovative and technology-oriented service model in line with the company’s long-term development strategy, as well as to provide customers with fully online services. One of the key services introduced in this direction is online lending through the Birmarket application, enabling customers to access loan solutions tailored to their needs.For more detailed information about the report:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/aC3aDn">www.b-b.az/aC3aDn</a>&nbsp;“BirKart BOKT” LLC, established in 2018 for lending purposes, is fully owned by Kapital Bank as of December 31, 2025. Currently operating under the name “Bir Kredit BOKT” LLC, the company is located at 153 Neftchilar Avenue, Nasimi District, Baku.

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“Bir Kredit BOKT” LLC announces financial results for 2025

Birbank is introducing a new opportunity for customers who want to manage their loan obligations from other banks on more favorable terms. As part of its new campaign, the country’s first digital bank is offering discounts of up to 6% to customers who transfer their loans from other banks to Birbank.The campaign, which will run until June 1, provides customers not only with more attractive interest rate conditions, but also with the opportunity to reduce their monthly loan payments and manage all their loan obligations more conveniently in one place.Within the framework of the campaign, individuals receiving their salary or scholarship through Kapital Bank or any other bank can obtain a cash loan of up to AZN 50 000 for a term of up to 59 months.The new offer introduced by Birbank is especially beneficial for customers with multiple loans who are looking for a more convenient way to manage their finances. Consolidating loans in one place not only simplifies the repayment process, but also helps customers plan their financial burden more efficiently.Those wishing to benefit from the campaign can visit the nearest Kapital Bank/Birbank branch to take advantage of this opportunity.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/rkpr" title="http://www.b-b.az/rkpr">www.b-b.az/rkpr</a>&nbsp;Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 114 branches and 53 departments all over the country. For more detailed information about the bank’s products and services, please refer to&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kapitalbank.az">https://kapitalbank.az</a> website, 196 Call Centre or the bank’s various social network pages.&nbsp;Applications for a <a target="_blank" rel="noopener noreferrer" href="https://ccl.birbank.az/az/order/GTKR?utm_medium=pr&amp;utm_source=kb&amp;utm_campaign=0-TRF-gundelik-telebat-krediti-general&amp;utm_content=pr">cash loan</a>&nbsp;and a&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/cards/all?utm_medium=pr&amp;utm_source=kb&amp;utm_campaign=0-TRF-taksit-kartlari-general&amp;utm_content=pr">Birbank card</a> can be submitted online.&nbsp;

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Bring your loan to Birbank and get up to 6% discount 

The country’s first digital bank, Birbank, continues to delight its customers. Now, applying for a cash loan online is not only a way to save time, but also an opportunity to earn thousands of bonuses.As part of Birbank’s new campaign running from May 1 to June 16, every customer who applies for a cash loan online gets a chance to win bonuses. No need to spend time visiting a bank branch. Apply for your loan and receive bonuses directly from your smartphone.The campaign terms are simple. Every 5000th customer who applies for an online loan will receive 1000 bonuses, every 500th customer will receive 100 bonuses, and every 50th customer will receive 50 bonuses.To join the campaign, there is no need to go anywhere. Simply apply for a cash loan via the Birbank mobile app or at&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a>.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/prmb">www.b-b.az/prmb</a>&nbsp;Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 53 service offices. For more information about the Birbank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Apply for an online cash loan with Birbank and get a chance to win 1000 bonuses

Birbank, the country’s first digital bank, with the support of Visa, is launching another unique campaign for its customers. As part of the “FIFA 2026 Final Match with Birbank” campaign, Birbank clients have the opportunity to travel to the United States to watch the grand final live and experience the atmosphere of world football.Only customers who obtain a new Birbank Visa installment card between April 13 and May 8, as well as those who currently do not have an active Birbank Visa installment card, are eligible to participate. The card can be ordered through both online and offline channels.According to the campaign terms, customers who receive the card must make purchases on the Birmarket platform by May 13 in order to participate in the campaign. At the end of the campaign, one participant with the highest purchase volume on Birmarket will be selected as the winner and will receive two tickets to the FIFA World Cup 2026 final, along with the opportunity to enjoy an unforgettable football experience.For more information, please visit:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/ftv"><a target="_new">www.b-b.az/ftv</a></a>Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Birbank and Visa offer a chance to attend the FIFA World Cup 2026 final

&nbsp;Birbank, the country’s first digital bank, has announced the launch of its “Səyahət marafonu” (Travel marathon) campaign for customers. Running from April 8 to May 8, 2026, the campaign offers users an opportunity to build their savings while earning valuable rewards.As part of the campaign, customers who select the “Travel” goal in the Birbank app and accumulate the highest amount will have the chance to win the grand prize – a travel voucher worth AZN 5 000. The next six participants will each receive travel vouchers valued at AZN 500.The “Səyahət marafonu” campaign is available to both existing and new Birbank customers.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/syh">www.b-b.az/syh</a>&nbsp;Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Discover the world with Birbank’s “Səyahət marafonu” campaign

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