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“Birbank” is a trademark of "Kapital Bank OJSC".

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Earn bonuses and spend them as you wish

Earn generous bonuses from your purchases and payments.

Birbank Categories

Choose what you like from a variety of categories, make payments, and earn lots of bonuses.

TrendyolTrendyol
BirmarketBirmarket
UtilitiesUtilities
All PaymentsAll Payments
MarketsMarkets
QR PaymentsQR Payments
HotelHotel
ClothingClothing
Gas StationsGas Stations
BakıKartBakıKart

Partner Purchases

m10 Payments

Trendyol Orders

Frequently asked questions

 

What is Bir Bonus and how does it work?

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Bir Bonus is a loyalty program that allows users to earn bonuses on payments and purchases made through Birbank, m10, Birmarket, Trendyol, and other partners. Through this program, users can convert the bonuses they accumulate into cash or spend them on a variety of purchases. Bonuses are collected via QR codes and other payment methods within the applications, and the accumulated amount is displayed in the user’s balance. Earned bonuses can be easily converted into Azerbaijani manats

How can I earn money with BirBonus?

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To earn money with Bir Bonus, you can accumulate bonuses when making purchases and payments through partners such as Birbank, m10, and Birmarket. For every transaction, bonuses can be collected by scanning a QR code or simply using the bonus panel within the applications. Additionally, bonuses can be earned on online purchases made at stores participating in the BirBonus program. The bonuses you gather can then be converted into Azerbaijani manats and redeemed as real cash.

How can I use Bir Bonus?

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To use Bir Bonus, you can access the “Bir Bonus” section within the Birbank, m10, and Birmarket applications. When making purchases or payments, you may immediately apply your accumulated bonuses and cover part of the transaction amount. To do this, simply scan the QR code at checkout or activate the bonus from the relevant section of the application. Bonuses can also be converted into Azerbaijani manats and transferred to your account.

Where is Bir Bonus accepted, both in stores and online?

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Bir Bonus is valid across the following stores and online platforms:

  • Birbank — Bonuses can be earned and used during banking transactions and payments.
  • m10 — QR payments and in-app transactions are eligible for bonus accumulation.
  • Birmarket (online marketplace) — Bonuses can be earned and redeemed when shopping online.
  • Trendyol Azerbaijan — You can link your BirBonus account and benefit from bonuses during online purchases.
  • Thousands of partner stores and POS terminals — Bonuses can be collected and spent simply by presenting your BirBonus barcode at checkout in participating partner stores.
     

What actions are required to earn Bir Bonus?

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To earn BirBonus, you need to complete the following steps:

  • Download and register in either the Birbank or m10 application.
  • Shop at partner stores and online platforms: You can earn bonuses with every purchase.
  • Make payments using QR codes: By scanning a QR code through the m10 app, you can accumulate bonuses.
  • Shop on Birmarket and other online stores: Online purchases also allow you to earn bonuses.
  • Track your bonuses: You can monitor your accumulated bonuses through the bonus panel in the applications.


By completing these actions, you can begin earning bonuses within the Bir Bonus system.
 

What is the value of Bir Bonus and how can it be converted into manats?

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The value and conversion rules for BirBonus are as follows:

  • 1 bonus = 0.5 AZN.

You can convert your accumulated bonuses into Azerbaijani manats (AZN). To determine the manat equivalent, simply multiply the number of bonuses shown in your bonus balance by 0.5.

What is the maximum amount of bonuses I can accumulate in my account?

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The amount of bonuses you can accumulate in your account may be subject to certain limits, which can vary depending on your account type and the terms of the program. However, in general, your earned bonuses can be accumulated without restriction. Your bonus balance is displayed in the application, and you may use the bonuses for payments or convert them into manats at any time.

How can I track my bonuses?

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To track your bonuses, simply log in to the Birbank, m10, or Birmarket applications and open the “Bir Bonus” section. There, you can view all accumulated bonuses, your current balance, and the history of bonuses you have used. Every bonus earned from your payments and purchases is automatically added to your account and updated instantly. By checking this panel, you can easily see how many bonuses you have collected and when they can be used.

Can the bonuses remaining in my Bir Bonus account be deleted?

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Yes, bonuses remaining in your BirBonus account may be deleted if they are not used within a specified period. The validity period of bonuses is regulated according to the terms and conditions of the application. If bonuses are not used within the designated timeframe, they may expire and be removed from your account.


For this reason, it is recommended to use your bonuses in a timely manner. Regularly checking your balance and redeeming bonuses before their expiry is important.
 

Can I use Bir Bonus only for myself, or can I transfer it to someone else?

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Bir Bonus can only be used directly by you. At this time, it is not possible to send or transfer bonuses to another person. Bonuses are accumulated solely in your personal account and can only be redeemed by you.


However, you may freely use your collected bonuses for payments and purchases in any way you prefer.
 

Can only m10 and Birbank users benefit from Bir Bonus?

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No. Bir Bonus is not limited to m10 and Birbank users. The program is also available to anyone who shops on Birmarket or uses the thousands of partner stores and service points listed within the program.

“Kapital Bank” OJSC (Baku city, Nasimi district, Neftchilar Ave. 153) operates under Banking License No. 244 dated May 14, 2025.

© 2025 “Kapital Bank” OJSC. All rights reserved.