3D Secure service – Activate

3D Secure service – Activate

3D secure

3D Secure technology is a global protocol developed by the international payment systems VISA and MasterCard that enhances the security of online transactions made with payment cards. In the MasterCard payment system, this service is called “MasterCard Secure Code,” while in the VISA payment system, it is known as “Verified by VISA” Websites that support the technology have the following icons.

How to join:

Contact 196 Information Center of Kapital Bank to activate the service. The customer can access the service using the following type of authentication:

Dynamic:

If the dynamic option is chosen, the cardholder registers their personal phone number with the service. A one-time security code is then sent to this number for every online transaction, which the customer enters in the payment page.

Via the “Birbank” application:

  • Select your card from the main menu
  • On the opened page, choose “3D Secure”
  • On the “3D Secure” page, click the “Activate” button
  • In the relevant field, enter the mobile number you want to link to the 3D Secure service and click “Continue”
  • If the entered mobile number is registered under the customer’s name, the process is completed successfully
  • Otherwise, click the “Verify” button in the pop-up indicating that the number is not registered under your name
  • On the opened page, enter the OTP code sent to you via SMS to verify the number
  • After entering the OTP code correctly, proceed with video identification on the next page
  • Once the identification is successfully completed, the card will be connected to the 3D Secure service

Advantages:

  • Real-time verification of the cardholder’s identity – transactions are confirmed using a security code known only to the Bank and the customer
  • Ensures the card cannot be used online by scammers
  • Prevention of financial losses resulting from fraudulent activities
  • You have the right to contest fraud on sites that do not support this technology (transferring responsibility for any losses to the website owner)
Safety rules
Safety rules
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For your information:

  • When resetting your PIN, refrain from choosing repetitive or sequential combinations like 1111 or 1234
  • For your security, do not use the same PIN for all of your payment cards
  • For any problems with your payment card, contact the 196 Information Center which is available