Ecosystem
The Caucasus’s first fully integrated digital platform
5m+
Active users
~$700m
Net income
$300m
EBITDA
~50%
Total payment volume
Birbank
Azerbaijan’s first digital bank and market leader. Kapital Bank’s internet banking product, Birbank, makes banking services accessible to everyone.
34.1%
Market share in consumer loans
#1
The country’s first digital bank
3.5 million
Number of Birbank users
Birbank Business
A trusted business partner that brings all the financial needs of small and medium-sized entrepreneurs together in one app.
106 406
Number of micro business customers
16 716
Number of small and medium business customers
95.4%
Uses digital products
Birbank Invest
A platform that enables fast and secure investment in the world’s largest companies.
13 120
Number of potential investors
11 000+
Opportunity to invest in the company
$1
Minimum investment amount
Birmarket
A marketplace where daily shopping can be done with just one click.
2737
Number of sellers
300 000+
Number of buyers
73%
Year-over-year sales growth
m10
Azerbaijan’s most widely used secure e-wallet system.
829 000
Number of users
#1
The national leader in the e-wallet segment
47.5 million
Number of transactions for the current year
Trendyol
As a result of our collaboration, one of the world’s largest e-commerce platforms provides direct delivery across the entire country.
- 400 000 – Number of users
- “Buy Now, Pay Later” – a credit line for ecosystem users
- Opportunity to earn and spend bonuses
BakıKart
A cashless payment method for key public transportation services such as the metro and buses.
- 22% – Share of QR-based transactions within the ecosystem
- #1 –Leader in public transportation payments
- Bonus payment option
Bir Bonus
A loyalty program that enables earning and spending bonuses across thousands of partners, hundreds of offers, and dozens of categories.
Bir ID
A single access method for all services within the ecosystem
Bir Pay
A modern payment platform for our users and business partners
Be part of Bir!
Get in touch for financial indicators, strategic partnerships, or investment opportunities.
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