Birbank, the country’s first digital bank, has announced the launch of its latest seasonal campaign, “Qazandıran bahar” (Spring of rewards) offering enhanced incentives for new credit card customers.Running from 17 March to 20 April, the campaign is open to individuals who do not currently hold an active Birbank card. Customers acquiring a new credit card during this period have the opportunity to earn a 50-point bonus.As part of the offer, customers can earn additional bonuses on their first transactions:•&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10 bonus points for an initial online purchase of 50 manats•&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15 bonus points for the first instalment-based transaction of 150 manats•&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;25 bonus points for the first card-to-card transfer or cash withdrawal of 300 manatsNew cardholders will be able to continue earning bonuses on qualifying transactions through 30 April, extending the value of the campaign beyond the acquisition phase.The instalment card can be easily ordered via the Birbank mobile application or obtained through Kapital Bank/Birbank branch networks, ensuring both digital convenience and in-person accessibility.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/pt">www.b-b.az/pt</a>Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 114 branches and 53 departments all over the country. For more detailed information about the bank’s products and services, please refer to&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kapitalbank.az/">https://kapitalbank.az</a> website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kbl.az/prgtk">https://kbl.az/prgtk</a>, for a Birbank installment card visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kbl.az/prcrc">https://kbl.az/prcrc</a>.&nbsp;

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Earn more with Birbank’s “Qazandıran bahar” campaign 

Azerbaijan’s first bank-backed independent investment app, Birbank Invest, launched its 2.0 version. The updated platform offers users broader access to local and global capital markets, alongside an enhanced interface and new analytical tools designed to support informed investment decisions.<h3 style="text-align:justify;">Access to Azerbaijan’s capital market</h3>With&nbsp;Birbank Invest 2.0, users can now participate in the purchase of shares and bonds of local companies during their initial offerings in the primary market.The platform will soon start offering Initial Public Offerings (IPOs), beginning with PASHA Bank’s IPO, giving users the chance to become direct shareholders. This will allow users to join the IPO process directly through the mobile application and take part in new investment opportunities emerging in the local capital market.<h3>Insights on the U.S. capital market</h3>A newly introduced&nbsp;Brief Company Info section provides key information about companies listed in the United States directly within the application. The section provides key details, including business activity, sector, company overview, market capitalization, official website, IPO date, and other essential indicators.<h3 style="text-align:justify;">This feature allows users to access essential company data directly within the platform, making investment decisions easier and more efficient.</h3><h3 style="text-align:justify;">Improved user experience</h3>The updated version features a redesigned interface, enhanced performance and the addition of&nbsp;Dark Mode, allowing for a more comfortable user experience in low-light environments and reducing eye strain.The&nbsp;Birbank Invest application can be downloaded via: <a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/vHdRj4" title="https://www.b-b.az/vhdrj4">https://www.b-b.az/vHdRj4</a>.Launched in June 2025,&nbsp;Birbank Invest is the first independent investment application under the&nbsp;Birbank brand. Developed in partnership with&nbsp;PASHA Capital Investment Company, the platform provides convenient and secure access to both local and international financial markets.For more information, visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbankinvest.az/">birbankinvest.az,</a> contact the platform via online chat or&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://linktr.ee/birbank.invest">social media channels</a>, or call the&nbsp;196 Customer Support Center.

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Birbank Invest 2.0 launched, expanding investment opportunities in Azerbaijan’s capital market

The country’s first bank, Kapital Bank, continues to implement initiatives aimed at supporting the education and professional development of young people. As part of this effort, a memorandum of cooperation was signed last year between the bank and the Educational Student Loan Fund, providing for the organization of various educational and development activities for students.As a continuation of this cooperation, on February 25, 2026, a training session titled “Your career pass: build your own impact”&nbsp; was organized for students and graduates who have benefited from the Fund’s education loans. The training was conducted by Narghiz Azimova, Head of the Talent Attraction and Selection Division of the Talent Management Department.During the training, participants received detailed information about career planning, personal branding, the requirements of the modern labor market, and opportunities for professional development for young people. The session was held in an interactive format, where participants were provided with practical recommendations and insights drawn from real workplace experience.The main objective of the training was to support students and graduates benefiting from education loans in taking a more conscious approach to their career choices, identifying directions for professional development, and entering the labor market with greater preparedness.Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 114 branches and 53 departments all over the country. For more detailed information about the bank’s products and services, please refer to&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kapitalbank.az/">https://kapitalbank.az</a> website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kbl.az/prgtk">https://kbl.az/prgtk</a>, for a Birbank installment card visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://kbl.az/prcrc">https://kbl.az/prcrc</a>.&nbsp;

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A training titled “Your career pass: build your own impact” was held for students benefiting from education loans

The country’s first bank Kapital Bank, has launched the “Az faizli yaz krediti” (“Low-interest spring loan”) campaign in celebration of the Novruz holiday. As part of the campaign, anyone who obtains a cash loan of up to 50 000 AZN from 12 March to 30 April 2026 will have the opportunity to receive a discount of up to 6% on the interest rate.Ahead of the holiday, taking advantage of this offer and bringing your plans to life will take only a few minutes. To apply, simply submit a loan request through the Birbank mobile application. Customers can also benefit from the campaign by visiting branches of Kapital Bank/Birbank.The “Az faizli yaz krediti” campaign is available not only to clients of Kapital Bank/Birbank, but also to individuals who receive their salaries or pensions on cards issued by other banks.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/afyk">www.b-b.az/afyk</a>&nbsp;Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit birbank.az call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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A special Novruz campaign from Kapital Bank: up to 6% discount on cash loans

The country’s first digital bank Birbank continues to offer its customers innovative financial solutions. As a result of social cooperation with the State Tax Service, the process of receiving VAT refunds has become even more convenient for Birbank users.From now on, when making payments through POS terminals belonging to Kapital Bank/Birbank and Paşa Bank, there is no longer a need to scan QR codes or receipts to receive VAT refunds. When a payment is made with a Birbank card through these POS terminals, the receipt is automatically added to the “Recently added receipts” section in the Birbank app, and the VAT amount is credited to the balance within the next 30 days. To use this feature, simply activate the “Automatically add receipts” button in the “ƏDV geri al” section of the Birbank mobile application.At the initial stage, this feature is available only for Birbank cards. The new functionality is already valid at many retail and public catering establishments across the country, including shops, restaurants and pharmacies. In the near future, the project is planned to be expanded to cover all shopping and service points.For more information:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/edvavtoskan">https://birbank.az/edvavtoskan</a>&nbsp;Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 114 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit birbank.az call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Another advantage for Birbank users: no need to scan receipts to receive VAT refunds

On the eve of International Women’s Day on March 8, the fair “Women first in everything”, organized by Birbank Biznes, came to a successful close. The event, which has already become a tradition, was held at Crescent Mall with the support of PASHA Malls. A total of 50 women entrepreneurs participated, and the fair attracted significant interest from visitors.The fair brought together unique handmade items, artisanal gifts, and a wide variety of products offered at special prices. It served as an effective platform for women entrepreneurs to expand sales, connect with new clients, and establish potential business partnerships.As a continuation of the project, a special campaign for women entrepreneurs was also launched. To support women’s businesses, the “She’s Next” business card is being offered free of charge to women until March 15, 2026. The card can be used in manats, US dollars, and euros, and provides a range of bonuses and additional privileges.Those interested in obtaining the “She’s Next” business card can apply online through the official&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.business/">Birbank Biznes</a> website or via the mobile app. Additionally, until March 16, loans applied for online through the Birbank Biznes mobile app by women will incur no commission fees.Through these initiatives, Birbank Biznes aims to support women entrepreneurs, promote and develop their businesses, and create new opportunities for growth and success.As a product of Kapital Bank, Birbank Biznes is committed to supporting entrepreneurs and their businesses by offering innovative and convenient solutions for efficient business management. Birbank Biznes clients can receive assistance anytime through the live chat feature. To learn more about the Birbank Biznes system – designed to help entrepreneurs save time and streamline operations – visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.business/">https://birbank.business</a>or call the information center at 896.&nbsp;

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The Birbank Biznes fair “Women first in everything” concludes successfully

The New Year lottery organized by Birbank, which ran from November 17, 2025 to January 31, 2026, has successfully concluded. The winners were determined during the official draw held on February 23, 2026. Approximately 3 000 000 Birbank customers took part in the lottery, with 10,000 winners selected at random.A total of 9 900 participants received Bir bonuses in the amounts of 10, 25, 50, 150, and 250 units. Nine winners became owners of iPhone 17 Pro smartphones. 20 participants won Apple Watch SE2 smartwatches. 30 winners received travel packages worth 500 AZN each. 40 participants were awarded AirPods 4 wireless headphones. The lottery’s grand prize – an apartment located in the Park Lane residential complex at the Sea Breeze resort was awarded to one lucky Birbank customer.The full list of winners is available at:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/qaliblersiyahi">www.b-b.az/qaliblersiyahi</a>&nbsp;Participation in the lottery did not require separate registration. All customers who made payments using&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/cards/all">Birbank Debit</a>, Birbank Taksit, or&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://cards.birbank.az/az/BRST/bb/star">Birbank Star</a>cards were automatically eligible to take part in the draw.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a href="file:///C:/Users/QadirovaNC/Desktop/press-relizlər/2026/Mart%202026/02.03.2026%20-%20Yeni%20il%20lotereyası%20-%20nəticələr/birbank.az">birbank.az</a>&nbsp;call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Birbank announces the Winner of its New Year lottery apartment 

In celebration of International Women’s Day on March 8, Birbank Biznes is launching a special initiative to support women entrepreneurs.On March 1, 2026, a fair titled “Women first in everything”&nbsp;will be held for women entrepreneurs. The event will take place at Crescent Mall&nbsp;with the support of PASHA Malls and will start at 10:00&nbsp;AM.The fair, open to all visitors, will feature unique handmade products, original gifts, as well as exclusive offers and special discounts prepared as part of the project.The initiative creates a unique platform for women entrepreneurs to showcase their products and services to a wide audience, expand their sales opportunities, and build new connections with clients and partners. Through this initiative, Birbank Biznes aims to support women entrepreneurs, promote and develop their businesses, and open up new opportunities for growth and success.Visitors will have the chance to explore the products and services of women entrepreneurs operating in various business sectors, support their work, and discuss potential collaboration opportunities.Everyone who wants to purchase unique and valuable gifts for their loved ones, as well as contribute to the development of women’s entrepreneurship in the country, is invited to join the fair on March 1 at Crescent Mall.As a product of Kapital Bank, Birbank Biznes is committed to supporting entrepreneurs and their businesses by offering innovative and convenient solutions for efficient business management. Birbank Biznes clients can receive assistance anytime through the live chat feature. To learn more about the Birbank Biznes system – designed to help entrepreneurs save time and streamline operations – visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.business/">https://birbank.business</a> or call the information center at 896.&nbsp;

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Support women entrepreneurs with your holiday shopping

Red Hearts Foundation has launched the “Ramazan payı” charity campaign in observance of the holy month of Ramadan. As part of the initiative, donations collected will be used by volunteers to prepare food packages containing essential grocery items, which will be distributed to low-income families across the country.The primary aim of the campaign is to support socially vulnerable groups while promoting the values of compassion, generosity, and solidarity that are central to the spirit of Ramadan.The campaign will run from 24 February to 20 March 2026. The Foundation invites all citizens and companies to take part in this important initiative. Donations can be made via the Birbank mobile application or by scanning the QR code featured in the campaign’s visual materials.Over the past five years, the Red Hearts Foundation has consistently implemented a wide range of social support initiatives during festive periods, with a particular focus on assisting low-income families.“Red Hearts” was founded in December 2019 at the initiative of Kapital Bank employees. The organization, which operates as a foundation from 2020, mainly contributes to the formation of a culture of philanthropy in our country. Addressing sensitive and important issues such as environmental protection, ecological balance restoration, education, training, and enlightenment, “Red Hearts” engages in social initiatives. By visiting&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://redhearts.az">https://redhearts.az</a> you can get acquainted with Fund’s activities and support by making a donation.

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A call for solidarity during the month of Ramadan by the Red Hearts Foundation

Birbank, one of the first brands in the financial market to introduce innovative technological solutions, provides millions of customers with convenient and accessible financial tools. The bank pays special attention to ensuring that clients no longer face additional fees or limits when transferring money from card to card.Now, Birbank customers can transfer funds from one Birbank debit card to another without encountering limits or fees. This means that cardholders can transfer any amount at any time to another Birbank debit card without any obstacles. The process is always fast, unlimited, and free, regardless of the time of day or day of the week.Birbank offers not only banking services but also financial comfort in everyday life. The ability to make unlimited and free transfers makes this comfort even more accessible for every customer.A Birbank debit card can be obtained via the Birbank mobile app in just a few seconds.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit birbank.az call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Transfers between Birbank debit cards are unlimited and free of charge

Birbank offers its customers the opportunity to pay for goods and services in installments through the “Böl-ödə” credit, providing convenient and flexible financial solutions.With the “Böl-ödə” credit, Birbank customers can instantly purchase their desired products or services at partner retail and service outlets and make payments in installments. One of the key advantages of this service is the ability to complete a purchase using only a single identity document within a short period of time directly at partner locations. In addition, the application process for online purchases is also quick and convenient.The “Böl-ödə” credit is available in amounts ranging from AZN 100 to AZN 15000 and allows customers to pay for goods and services through monthly installments over a period of 2 to 35 months. A variety of repayment terms enables Birbank customers to choose the option that best suits their budget and manage payments with ease.The full list of partner retail and service points for the “Böl-ödə” credit is available at the following link:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/QUnmlb">www.b-b.az/QUnmlb</a>.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a href="file:///C:/Users/QadirovaNC/Desktop/press-relizlər/2026/Fevral%2525202026/-%25252010.02.2026%252520-%252520B%2525F6l-%2525F6də%252520kredit%252520limiti/birbank.az">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

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Expand your shopping opportunities with Birbank’s “Böl-ödə” credit

Birbank Biznes, one of the market leaders in business and banking services for entrepreneurs, continues to offer new opportunities for micro-entrepreneurs. Designed to meet the individual needs of clients, the new tariffs are available in three options.The “Classic” tariff allows entrepreneurs to make transfers and withdraw cash of up to 5 000 AZN without any commission. The tariff costs just 18.99 AZN per year or 5.99 AZN for 3 months.The “Plus” tariff is ideal for entrepreneurs who want to avoid commissions entirely on transactions up to 10 000 AZN. Subscribing to this tariff requires a one-time payment of 37.99 AZN per year, with a 3-month option available for 11.99 AZN.The “Premium” tariff offers the opportunity to save up to 27% on expenses and allows transfers and cash withdrawals of up to 25 000 AZN without any commission. The annual cost of this tariff is 95.99 AZN.Regardless of the chosen tariff, micro-entrepreneurs receive a “Visa Sahibkar” card as a gift, offering a range of benefits. Card delivery is provided free of charge by the bank.With Birbank Biznes, clients can enjoy all the advantages of digital banking without visiting a branch, saving both time and effort.For more details about the tariff packages, please visit the Birbank Biznes mobile app:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/bbu">www.b-b.az/bbu</a>.&nbsp;As a product of Kapital Bank, Birbank Biznes is committed to supporting entrepreneurs and their businesses by offering innovative and convenient solutions for efficient business management. Birbank Biznes clients can receive assistance anytime through the live chat feature. To learn more about the Birbank Biznes system – designed to help entrepreneurs save time and streamline operations – visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.business">https://birbank.business</a> or call the information center at 896.&nbsp;

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New Birbank Biznes tariffs for entrepreneurs: Minimize your expenses

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