There is very little time left until the end of the Birbank New Year lottery. Almost 3 000 000 Birbank clients already have the chance to win the main prize, an apartment, as well as thousands of other valuable gifts. Now is the perfect time to take advantage of this opportunity.To participate in the lottery, which runs from November 17, 2025 to January 31, 2026, it is enough to make payments using&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/cards/all">Birbank Debit</a>, Birbank Installment, or&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://cards.birbank.az/az/BRST/bb/star">Birbank Star</a>cards.A total of 10 000 winners will be selected during the lottery. 9 participants will win an iPhone 17 Pro, 20 people will receive an Apple Watch SE2, 40 participants will get AirPods Pro, 30 people will win a travel package worth 500 AZN, and 9 900 participants will receive bonuses in various amounts. The super prize of the lottery is an apartment located in the Park Lane residential complex in Sea Breeze, which will be awarded to one winner.No registration is required to participate in the lottery. Tickets are assigned automatically for eligible transactions, and clients can track their tickets in the Birbank mobile app in the New Year lottery section. The more payments you make, the higher your chances of winning.Birbank clients can also increase the number of their tickets by completing tasks within the mobile app. To do this, users should open the From Us to You section in the Birbank app and select the New Year Lottery. There, participants will find tasks that award additional tickets. Shopping at Birmarket increases the number of tickets tenfold. All Azerbaijani citizens aged 18 and above can take part in the lottery. Each customer can win only once.Winners will be selected on 23 February 2026 through a live broadcast on Birbank’s official social media channels, using a random draw.More information is available at&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/nylpr">www.b-b.az/nylpr</a>.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 52 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit Birbank.az call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;&nbsp;

Yeni il lotereyası - 1x1.png

New Year lottery continues: nearly 3 000 000 Birbank clients have a chance to win an apartment

Birbank, Azerbaijan’s first digital bank, has successfully completed full integration with the Central Bank’s regulatory framework and technical platform governing the “Open banking” concept. As a result, this functionality, implemented for the first time in the country’s financial market, has now been activated in the Birbank mobile application.Birbank users can now conveniently view their accounts held with other banks that are connected to the “Open banking” system directly within the mobile app. This enables customers to track all their financial activities from a single platform and benefit from a simple and user friendly control mechanism.To get started, simply follow these steps:• Log in to the Birbank mobile application;• Open the “Open banking” section;• Select Add an account from another bank;• Choose your preferred bank from the list and add the account.&nbsp;After completing these steps, detailed information on transactions carried out over the past 90 days will be available in the Birbank application. Please note that deposit and loan information is not included at this stage, and making transfers, payments, or other transactions is not supported. Customers can remove added bank accounts and revoke granted permissions at any time.Download the application via the link:&nbsp;<a target="_blank" rel="noopener noreferrer" href="http://www.b-b.az/bbha">http://www.b-b.az/bbha</a>Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 52 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.

BB_Open Banking_1x1.png

A new era of digital banking: monitor all your banking transactions in Birbank

An important milestone has been achieved in expanding digital payment options in public transport with the support of the country’s first digital bank, Birbank. Thanks to the technological infrastructure implemented by Birbank, it is now possible to use contactless payment (NFC) technology on all bus routes in Baku, including those operated by “Baku Bus” LLC, as well as at all stations of the Baku Metro.The project was carried out in collaboration with “K Group” LLC (BakıKart) and is now fully completed. From today, all passengers in Baku can pay for their journeys using local bank cards from any bank that supports contactless (NFC) payments. As a result, a fully digital payment environment has been established across the city’s public transport system.The initiative covers not only Kapital Bank/Birbank clients but the entire banking sector, allowing customers of other banks to make contactless payments as well. In addition, the new system continues to support Apple Pay and Google Pay, as well as the Birbank, BakıKart, and m10 applications, providing users with freedom of choice and maximum convenience.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 52 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

BB_Avtobuslarda NFC_1000x1000.png

Digital payments successfully implemented in public transport with Birbank

In honor of the New Year and the International Solidarity Day of Azerbaijanis, Birbank is launching a festive campaign to make shopping even more rewarding for its customers. The campaign will run from December 29, 2025, to January 15, 2026, giving holders of all Birbank installment cards the opportunity to spread their payments over a longer period without any commissions at partner stores.According to the campaign rules, during this period, Birbank will automatically add 3 extra months to the chosen installment plan for purchases made at its wide network of partner stores. For example, if a customer selects a 2 month plan in a clothing store, the installment period will extend to 5 months, and if they choose a 12-month plan in an electronics store, it will extend to 15 months. This helps significantly reduce the monthly payment burden. No commissions are applied during this time.The campaign is available to all customers without any limit on the number of participations and is designed to make holiday shopping more convenient and accessible for both partner stores and cardholders.For more information, visit:&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://www.b-b.az/tfoQxM">https://www.b-b.az/tfoQxM</a>&nbsp;Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 52 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

BB Yeni il sürprizi - 1000x1000.png

An additional 3 months of installments at Birbank for the holiday season

The introduction of innovative solutions in the country’s public transport system continues at the initiative and with the technological support of Birbank. As part of a project implemented jointly with BakıKart, passengers can now pay fares not only in the Baku Metro but also on city bus routes using contactless (NFC-enabled) bank cards issued by any local bank.The new service has been launched initially on bus No. 500 and is currently being tested under real operating conditions. Following the completion of the pilot phase, contactless (NFC) payments will be gradually rolled out across other BakuBus routes in the near future. Further expansion of this technology to other transport operators is also planned.The initiative is not limited to Kapital Bank customers and covers the entire banking sector, enabling contactless fare payments for customers of other banks as well. In addition, the new system continues to support payments via Apple Pay and Google Pay, as well as through Birbank, BakıKart and m10, offering passengers greater freedom of choice and convenience.As part of the cooperation between Birbank and BakıKart, QR-code fare payments were previously introduced in public transport. As a result, passengers using metro and bus services in Baku and the Absheron region can pay their fares via a QR ticket generated in the Birbank mobile application, without the need for a physical card. Moreover, since last month, city residents have also been able to pay metro fares using contactless (NFC-enabled) bank cards issued by any local bank.Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 115 branches and 50 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit&nbsp;<a target="_blank" rel="noopener noreferrer" href="https://birbank.az/">birbank.az</a> call the 196 Information Center, or reach out through the bank’s various social media pages.&nbsp;

1080x1080(1x1)-1.png

NFC payments with Birbank coming soon to BakuBus: PILOT phase launched

Need to know

Advance credit

Auto Credit

Umico Premium Installment Card allows you to earn cashback on daily purchases. 

Birbank Umico Premium Installment Card: Earn cashback on daily purchases | Birbank

Birbank Umico Premium Installment Card

What is Birbank Umico Premium Installment?

Who can use the card?

What are the advantages of Birbank Umico Premium Installment Card?

What conditions are required to get a Birbank Umico Premium Installment card?

What is the cost of the card?

Bonds

Calculate Income

What You Need to Know

Frequently asked questions

Campaigns

Latest Campaigns

The calculations do not take into account the conditions related to the 10% tax on interest income.

Deposits

You can find a wide range of information and procedures related to the bank transactions you need in this section.

If you have any suggestions or requests regarding our bank, you can send us a letter by filling out the form below.

iOS and Android mobile app

All bank operations can be carried out with Birbank!

Suggestions and Complaints

Birbank Card

We offer installment cards that our customers can easily obtain.

Calculate Cash Loan

In which currency will you place the deposit?

Conditions related to 10% tax on interest income are not included in the calculation.

How would you like to receive the interest?

Calculate the Benefits

News

Titles

Offers

Insurance

News and Campaigns

Partners

** Interest and installment terms may vary by branch

Your application has been recorded. We will contact you shortly for registration. Thank you for your application!

Become a Partner

Savings account

How can you open a savings account in Birbank?

All sections must be filled completely and in detail for the application to be reviewed. After the application is sent, a response will be sent to the email address you specified.