To support secure and reliable digital payments across the country, all banks are introducing new limits on incoming card funding transactions.

Starting 6 August 2026, each Birbank card may receive funds up to 5 times per day, with a maximum total of AZN 20 000 per month.

✅ The limits apply separately to each card, not to the customer as a whole. This means that if a customer has several cards, each card will have its own individual limit.

✅ Transactions between a customer’s own cards are not included in these limits. You can continue to send and receive money between your own Birbank cards without restriction.

✅ Card funding transactions made through payment terminals such as Milliön, eManat, Pulz and MPay are not included in these limits. You can also fund your card without restriction through Birbank ATMs and payment terminals.

✅ Business cards are automatically exempt from these limits.

✅ The limits apply equally to customers of all banks.

Frequently Asked Questions

1. When will the new limits take effect?

The new limits will take effect on 6 August 2026.

2. Do the limits apply to transactions between a customer’s own cards?

No. Incoming transfers between cards belonging to the same customer are automatically excluded from these limits.

3. Do the limits apply to cards linked to a business account?

No. Incoming funding transactions involving business cards are automatically exempt from these limits.

4. Can the established limit be increased?

No. Except for the exemptions listed above, the limit cannot be increased based on an individual customer request.

5. Are the limits the same for all customers?

Yes. Except for the exemptions listed above, the new limits apply equally to customers of all banks.

6. Which transactions are subject to the new limits?

The new limits apply only to incoming card funding transactions. Cash funding transactions made through payment terminals are not included in these limits.