Money Transfers

It is the process by which an individual or organization transfers their financial funds from one bank account to another or from card to card. These transactions can be either domestic or international. Customers can carry out their transfers via Birbank app or through international systems such as Khazri, Zolotaya Korona, and Western Union.

It is the process by which an individual or organization transfers their financial funds from one bank account to another or from card to card. These transactions can be either domestic or international. Customers can carry out their transfers via Birbank app or through international systems such as Khazri, Zolotaya Korona, and Western Union.

There are daily and monthly transfer limits when using Birbank app. A specific amount limit may be set for each transaction. In addition, commission fees apply to both domestic and international transfers. International transfers to certain countries may be restricted or subject to additional requirements. During transfer operations, users may be required to present ID.

To send money abroad, you can use various services offered by Birbank. These include fast transfer systems such as Zolotaya Korona, Western Union, and Khazri. It is also possible to transfer funds directly to foreign bank cards via Birbank app. Typically, international transfers require the recipient’s name, surname, banking information, and in some cases, identification details such as a passport. Transfers are carried out instantly or within a short time frame.

Commission fees for money transfers at Birbank vary depending on the type of transaction, the amount, and the destination country. Fees for domestic transfers are generally lower, while international transfers may incur a percentage-based or fixed fee depending on the amount. When using systems such as Khazri, Zolotaya Korona, or Western Union, the service fee depends on the amount and destination of the transfer. For more detailed information, please refer to the "Tariffs" section of Birbank.

Transfers via Khazri system are carried out quickly and conveniently. This system allows for both domestic and international transfers. Users can benefit from Khazri service by visiting Birbank branches or through Birbank application. For the transfer, the recipient's name, surname, and country must be specified. After a successful transfer, a recipient can collect the money in cash from Khazri partner banks. Khazri system is primarily designed for the rapid delivery of funds.

Through Zolotaya Korona system, transfers can mainly be made to CIS countries and some other states. This system covers Russia, Kazakhstan, Georgia, Ukraine, Belarus, Tajikistan, Uzbekistan, Moldova, and others. Transfers to certain European and Asian countries are also possible. Transfers via Zolotaya Korona are usually processed quickly, and a recipient can receive the funds from partner banks or designated payment points in the respective country.

Users can use Western Union service by visiting Birbank branches or through Birbank app. To send money, a recipient’s name, surname, country, and in some cases, their city of residence must be provided. After the transfer is completed, a unique MTCN (Money Transfer Control Number) is issued. The recipient can present this code and collect the funds in cash from a nearby Western Union location. Transfers via Western Union are usually completed within a few minutes.

To ensure the security of user data during online money transfers, Birbank employs modern security technologies. These include data encryption (SSL/TLS protocols), two-factor authentication (2FA), session monitoring, and security alerts. Data transmitted through the Birbank app is encrypted and protected against third-party access. Additionally, users are advised to perform transfers only from trusted networks and devices.

Yes, it is possible to transfer money via phone number through Birbank. This service allows users to send funds quickly and conveniently to other Birbank users using their phone numbers. To make a transfer, it is sufficient to enter a recipient’s phone number. A recipient can receive the funds through the Birbank application. This method is especially useful for sending money without needing card details.

Both Birbank customers and cardholders of other banks can use Birbank’s transfer services. To use the services, one simply needs to register via Birbank app or visit a Birbank branch. For international transfers, systems such as Khazri, Zolotaya Korona, and Western Union can be used. Both individuals and legal entities can benefit from Birbank’s money transfer services.

Birbank’s international money transfer services are mainly conducted via Khazri, Zolotaya Korona, and Western Union systems. These services cover a wide range of countries, including:

• Khazri: Transfers are possible mainly to CIS countries and some other states.
• Zolotaya Korona: Covers countries such as Russia, Kazakhstan, Georgia, Ukraine, Belarus, Tajikistan, Uzbekistan, Moldova, and other CIS countries, as well as Turkey, Poland, Romania, Israel, and the Republic of Korea.
• Western Union: Enables sending funds to virtually every country in the world. This system is one of the most widely used global transfer services.

With Birbank’s international money transfer services, it is possible to send funds quickly to almost any point in the world.

The documents typically required for international transfers include:

• ID Card or Passport: Required to verify the identity of the person performing the transaction.
• MTCN (Money Transfer Control Number): Specific to Western Union, this code confirms that money has been sent to the recipient.
• Recipient’s Name and Surname: A recipient’s personal details must be entered accurately.
• Recipient’s Country and City (in some cases): Required to specify the exact destination of the funds.
• Phone Number (if required): May be needed, especially when using mobile applications or specific transfer services.

Depending on the amount of the transfer, additional documentation may also be required. Users are advised to provide all information accurately and correctly.