---
title: Birbank - İlk rəqəmsal bank
description: Get Birbank installment and debit cards, earn partner bonuses, track exchange rates, and easily manage online payments, transfers, loans, and card applications.
image: https://birbank.az/file/og_image_1080x1080_c57abea707.png
---

## Cover your travel expenses with miles

Pay with your miles at hotels and travel agencies, too.

[Order now![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://birbank.az/en/news/news-data-9)

![Cover your travel expenses with miles](https://birbank.az/file/Group_2087326021_2_fec961d77f.png)

## Start saving today

Add or withdraw funds whenever you want

[Learn more![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://birbank.az/en/yigim-hesabi?utm_medium=organic&utm_source=slider&utm_campaign=0-CNV-saving-awr-AZ&utm_content=seyf)

![Start saving today](https://birbank.az/file/260722_C_BIRBANK_Savings_Account_Slider_480x304_3b1273cb31.png)

## With Birbank Star

no more complex calculations

[Learn more![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://cards.birbank.az/en/BRST/bb/star)

![With Birbank Star](https://birbank.az/file/ezgif_com_png_to_webp_converter_5_92c6c0ba38.webp)

## How to recognize a fraudster?

How to recognize a fraudster?

[Learn more![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://kibertehlukesizlik.birbank.az/)

![How to recognize a fraudster?](https://birbank.az/file/ezgif_com_png_to_webp_converter_1_9a0a5f9088.webp)

## Buy now, pay later

Shop comfortably on Trendyol

[Shop now![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://p8zh.adj.st?adj_t=1pp24cpr_1pxnxmpm&adj_campaign=kapital-bnpl-organic-fb-ig-cpc)

![Buy now, pay later](https://birbank.az/file/ezgif_com_png_to_webp_converter_4_5157837341.webp)

![navigation](https://birbank.az/file/navigation_left_c0e3dd0a72.svg)![navigation](https://birbank.az/file/navigation_right_2f27997279.svg)

[<h3>Birbank Star card</h3>Spend the way you like with this benefit-packed card — repay the amount at the end of the month and pay nothing extra![product-img](https://birbank.az/file/star_kart_99e6f4ab5b.webp)](https://kredit.birbank.az/en/BRST/bb/) [<h3>Cash loan</h3>Get a loan of up to 80,000 AZN — quickly, easily, and on favorable terms![product-img](https://birbank.az/file/cash_loan_e585a43efc_bc3418bb12.webp)](https://ccl.birbank.az/en/order/GTKR) [<h3>Bonds</h3>Invest in our reliable, high-yield bonds — and earn more![product-img](https://birbank.az/file/bond_img_c417c1a3ce_52314cc099.webp)](https://birbank.az/en/istiqraz) [<h3>Deposit</h3>Make a deposit via the Birbank app and grow your earnings with a high interest rate![product-img](https://birbank.az/file/deposit_5d3d72aa1c_ecf628dcc4.webp)](https://birbank.az/en/deposits) [<h3>Birbank Cashback card</h3>This card brings you plenty of bonuses and makes your payments easier![product-img](https://birbank.az/file/cashback_card_665d7e50b0_a65d1febde.webp)](https://cards.birbank.az/en/BRCB_BLACK/bb/)

![mobile-widget-bg](https://birbank.az/file/mobile_widget_bg_0f0cb4d27c.png)

## Our updated mobile app is always at your service

Available on iOS and Android

[![image/svg+xml](https://birbank.az/file/app_store_white_af219f674a.svg) App Storedownload the app](https://apps.apple.com/us/app/birbank/id1293207342) [![image/svg+xml](https://birbank.az/file/google_play_white_61647e275b.svg) Google Playdownload the app](https://play.google.com/store/apps/details?id=az.kapitalbank.mbanking&hl=en_IN&gl=AZ)

![https://birbank.az/file/app\_qr\_7cfe3fc2be\_c84b524da8.webp](https://birbank.az/file/app_qr_7cfe3fc2be_c84b524da8.webp)

![image/png](https://birbank.az/file/ana_sehife_eng_b72460038d.png)

## Calculate the Benefits

Cash CreditDeposit

### Calculate Cash Loan

Amount

Interest

Term (Months)

![cash-loan](https://birbank.az/file/cash_loan_icon_841909f33a.svg)

3394.07 ₼

Monthly Payment

![info](https://birbank.az/file/circle_info_840ad549c8.svg)We offer installment cards that our customers can easily obtain.

[Order](https://ccl.birbank.az/en/order/GTKR)

## Enjoy special offers and benefits with Birbank cards

Make payments worldwide with cards that support Visa and MasterCard® international payment systems.

[Learn more![arrow](https://birbank.az/file/arrow_right_black_048cb3785f.svg)](https://birbank.az/en/kredit-kartlar)

![image/webp](https://birbank.az/file/ezgif_com_png_to_webp_converter_7_f373cbf5d8.webp)

### Online loan

Get a loan without going to the bank or waiting in line

[Order now![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://ccl.birbank.az/en/order/GTKR?t=bb)

![image/webp](https://birbank.az/file/ezgif_com_png_to_webp_converter_8_009dab9c71.webp)

### Campaigns

Don’t miss out on great deals and discounts

[Learn more![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://birbank.az/en/campaigns?dataFilter=active)

### Deposit

Open a deposit in branch or online and boost your earnings

[Order now![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://birbank.az/en/deposits)

![image/webp](https://birbank.az/file/ezgif_com_png_to_webp_converter_9_f694d5ce45.webp)

## News

[All News![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://birbank.az/en/news)

[![news-img-background](https://birbank.az/file/SIMA_imza_il_koecuerm_l_r_1000x1000_d987d23301.png)![news-img](https://birbank.az/file/SIMA_imza_il_koecuerm_l_r_1000x1000_d987d23301.png) Confirming transfers in Birbank with SİMA İmza is now more convenient2026-10-22](https://birbank.az/en/news/confirming-transfers-in-birbank-with-sima-imza-is-now-more-convenient-1) [![news-img-background](https://birbank.az/file/Birbank_Invest_yeni_versiya_1x1_0286df7166.png)![news-img](https://birbank.az/file/Birbank_Invest_yeni_versiya_1x1_0286df7166.png) Birbank Invest updated: Managing your investment portfolio is now easier2026-10-20](https://birbank.az/en/news/birbank-invest-updated-managing-your-investment-portfolio-is-now-easier) [![news-img-background](https://birbank.az/file/She_is_next_1000x1000_66a4556308.jpg)![news-img](https://birbank.az/file/She_is_next_1000x1000_66a4556308.jpg) Registration opens for the fourth wave of the She’s Next program2026-10-20](https://birbank.az/en/news/registration-opens-for-the-fourth-wave-of-the-she-s-next-program)

## Services

Exchange Rates

BuySell

| Currency | Central bank | Cash | Non-cash |
| --- | --- | --- | --- |
| ![USD](https://birbank.az/file/usd_3b70aee56d.svg)USD | 1.7000 | 1.6950 | 1.6960 |
| ![EUR](https://birbank.az/file/eur_749f7bb080.svg)EUR | 1.9113 | 1.8840 | 1.8660 |
| ![GBP](https://birbank.az/file/gbp_446c241805.svg)GBP | 2.2774 | 2.2320 | 2.2320 |
| ![RUB](https://birbank.az/file/rub_81c69ee007.svg)100 RUB | 2.0791 | 1.4500 | 1.6700 |
| ![CHF](https://birbank.az/file/chf_33456ab98a.svg)CHF | 2.0657 | 2.0260 | 2.0160 |
| ![TRY](https://birbank.az/file/tr_c37037fa60.svg)TRY | 0.0343 | 0.0280 | 0.0210 |
| ![AED](https://birbank.az/file/aed_f56b040944.svg)AED | 0.4628 | 0.3700 | 0.4500 |

Exchange rates are set for this date: 22-10-2026

[All Exchange Rates![arrow](https://birbank.az/file/arrow_right_red_45cf2d45c7.svg)](https://birbank.az/en/currency-rates)

[<h3>Service network</h3>Find nearest branch and ATM![image/webp](https://birbank.az/file/service_network_d79e752cee_c2ec434a57.webp)](https://birbank.az/en/xidmet-sebekesi) [<h3>How to</h3>Here are the guides to help you use our products more easily![image/webp](https://birbank.az/file/how_to_313efa7618_5098741f02.webp)](https://birbank.az/en) [<h3>FAQ</h3>Find answers to the most frequently asked questions — all in one place.![image/webp](https://birbank.az/file/faq_d65e355c7e_653e8b9cfa.webp)](https://birbank.az/en/faq)

```json
{"@context":"https://schema.org","@type":"BankOrCreditUnion","@id":"https://birbank.az/#organization","name":"Birbank","alternateName":"Kapital Bank","url":"https://birbank.az/","logo":{"@type":"ImageObject","url":"https://birbank.az/file/og_image_1080x1080_c57abea707.png","width":1080,"height":1080},"image":"https://birbank.az/file/og_image_1080x1080_c57abea707.png","description":"Azərbaycanın rəqəmsal bankı — Birbank.","foundingDate":"2018","address":{"@type":"PostalAddress","streetAddress":"153 Neftchilar Ave., Nasimi district","addressLocality":"Baku","postalCode":"AZ1010","addressCountry":"AZ"},"contactPoint":[{"@type":"ContactPoint","contactType":"customer support","telephone":"196","areaServed":"AZ","availableLanguage":["az","en","ru"],"hoursAvailable":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"00:00","closes":"23:59"}]},{"@type":"ContactPoint","contactType":"head office","telephone":"+994 12 598 12 95","areaServed":"AZ","hoursAvailable":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday"],"opens":"09:00","closes":"18:00"}]}],"parentOrganization":{"@type":"Organization","name":"Kapital Bank OJSC","url":"https://www.kapitalbank.az/"},"sameAs":["https://www.facebook.com/birbank/","https://www.instagram.com/birbank.az/","https://www.youtube.com/channel/UC1p5TDF6qfzUm4sPqSYSGUA","https://www.linkedin.com/company/birbank","https://apps.apple.com/us/app/birbank/id1293207342","https://play.google.com/store/apps/details?id=az.kapitalbank.mbanking"]}
```
