Birbank Star

An online card application is a service offered by banks or financial institutions that allows customers to apply for credit or debit cards through the internet. In this process, the customer completes the application on an online platform without needing to visit a physical branch. Once the application is submitted, the card is delivered to the customer's address, after which it can be activated and used at any time. This method provides convenience and saves time.

To submit an online card application, simply visit our website. Select the card type you prefer and complete the required information (personal details, address, etc.). After confirming your application, the process will be finalized. In some cases, additional documents or identity verification may be required. Once your application is approved, your card will be delivered to your home address. Delivery typically takes a few business days.

Yes. It is possible to obtain Birbank cards free of charge.

If you place your online card order through Birbank and complete the application by 18:30, a courier can deliver your card on the same day by 20:00. If the order is placed after 18:31, delivery will be carried out the next day between 10:00 and 20:00.

An online card application typically requires the following:

• The FIN code on your ID card or other personal identification details
• An active mobile number, which may be used for SMS notifications or verification
• Accurate and complete information in the online application form

In most cases, no commission fee is charged when applying for a card online. Online applications for Birbank cards are generally free and do not require any additional payment. Only certain special or premium card types may have specific terms. Therefore, it is recommended to review the details of the card you select during the application process.

The most suitable options for cashless payments are Birbank Cashback or Birbank Miles cards. The Cashback card offers commission-free cashless payments for everyday purchases and QR payments, along with bonuses and discounts.
The Miles card allows you to earn miles through cashless transactions and redeem them for travel and other benefits.

Yes. With Birbank debit and credit cards, you can make cashless payments at all POS terminals—both domestically and abroad—that support Visa or Mastercard. You only need the terminal to support your card system and your card to be active. Additionally, cards with NFC (contactless) functionality allow for faster and more convenient payments.

Yes. Some Birbank cards offer bonuses and cashback for cashless payments. For example, the Birbank Cashback card provides bonuses and discounts for QR and POS payments, while the Birbank Miles card allows you to earn miles on cashless transactions.

Typically, only an ID card is required to apply for a debit card. For an online application, you will be asked to enter your FIN code and an active mobile number to verify your information. In some cases, the bank may request additional details for verification purposes.

A debit card allows you to spend the funds available in your personal account — meaning you can only use the balance you already have. A credit card, on the other hand, operates on a credit limit provided by the bank, which you repay later. In simple terms: with a debit card, you use your own money; with a credit card, you use the funds allocated by the bank.

Yes. Through Birbank, you can order both debit and credit card types completely online. Simply visit the Birbank website, select the card you want, and fill out the application form. Once your application is approved, your card will be delivered to your address.

The credit limit is automatically determined by the bank during the application process. Your income level, credit history, existing obligations, and previous relationship with the bank are taken into account. In some cases, you may indicate the limit amount you prefer; however, the final decision is approved by the bank.