Zolotoya Korona

Zolotaya Korona is an express money transfer system. Customers can use this system to send money quickly and securely to CIS countries, as well as Georgia, Kazakhstan, Turkey, and many other destinations. One of the main advantages of the service is that it allows person-to-person transfers without the need for a bank account. The system can be used both in branch offices and through the mobile app.

No, you do not need to be a Birbank customer or open a bank account to use this service. It is possible to send and receive money in cash via Zolotaya Korona system. Additionally, Birbank customers can also perform these transactions online through the mobile app.

Through Zolotaya Korona system, you can send money to many countries, primarily within the CIS region. The service covers countries such as Russia, Georgia, Kazakhstan, Moldova, Turkey, the United Kingdom, Bulgaria, Cyprus, Latvia, France, Vietnam, Israel, Jordan, Egypt, and Sweden. With more than 60,000 service points globally, the system offers a wide range of regional and international transfer options.

Money transfers carried out via Zolotaya Korona are typically completed within an average of 5 minutes. Thanks to the fast service, funds reach the recipient in the destination country in a very short time.
 

The maximum amount that can be transferred in a single transaction through Zolotaya Korona system is 10,000 USD. This limit is set in accordance with national regulations and security requirements.

The commission for transfers via Zolotaya Korona varies depending on the destination. For example, transfers to Russia, Kazakhstan, and Central Asian countries are subject to a 0.9% commission, while transfers to Georgia incur a 0.75% fee. Transfers to Moldova and European countries—including Turkey and Israel—may have a commission rate of up to 1%. Additionally, transfers that involve currency conversion are subject to 0% commission. It is also important to note that transfers made in Azerbaijani manat are not subject to any commission, regardless of the destination. This provides users with flexible and cost-effective transfer options.

Zolotaya Korona system allows users to send money in Azerbaijani manat (AZN), Russian ruble (RUB), US dollar (USD), and euro (EUR).

Yes, the Zolotaya Korona mobile application is available, and it allows users to perform transfers online using Birbank cards. This feature enables customers to carry out transactions quickly and conveniently without visiting a bank. Additionally, transfers can also be managed through Birbank mobile app.

If a customer performs a Zolotaya Korona transfer using a Birbank card, the amount is automatically debited from the card balance at the time of the transaction. This can be done both at bank branches and via mobile applications. When the transaction is made through the app, the funds are instantly deducted from the balance and transferred to a recipient.

Yes, a transfer can be canceled and the funds refunded if a transaction has not yet been completed. Moreover, in cases where the transfer is unsuccessful and the funds do not reach a recipient, the full amount—including any commission fees—can be refunded to a sender. The status of the transaction can be checked via Zolotaya Korona online platform.